Own Your Business Property Instead of Renting

Are You Looking to Own Your Business Property

Instead of renting space for your business you can own the property. Low down payment and low interest rates available for small businesses. The advantages are just like owning a home versus renting your home. The opportunity is even grater in this market. Today the prices of commercial property continues to go down. This makes us near bottom in prices. Prices are where they were 4 years ago. Just like investing in stock or any thing else it is always best to buy low. Now is the time to own the property you operate your business out of instead of renting.

SBA 504 Program

The conditions for small business owning commercial property just keep getting better. The 20-year fixed interest rate on SBA 504 loan projects has fallen to 4.93% — the second-lowest monthly rate in the 24-year history of the program. Put that together with decreased commercial property values and all the inherent benefits of the SBA 504 loan program (as little as 10% down; longer terms, below-market fixed interest rates), and you have a “perfect storm” for Smarter commercial property ownership.

Additional Income as Well

When you own the property you operate your business out of you create equity as you make payments and as the property appreciates. If you choose a mixed use property and your business occupies at least 50.01% of the square footage, you can collect rent and even lower your costs of doing business. Now is the time to own your business property.

Commercial Real Estate Loan

Even though financing is tight if you have good credit and have been in business for 3 years you can qualify for financing with as little as 10% down. Even if you have not been in business for 3 years a start up company may qualify for rates with as little as 15% to 20% down payment. This is lower than all other commercial real estate loans for single use small businesses. Take advantage now!

Creative Financing Options

With the commercial real estate market in an uproar many sellers are willing to work with buyers to help them qualify for financing. Yes it is a buyers market today. This means that there are many opportunities for creating financing options. This can help you qualify and own today while the best opportunities and prices are available with the lowest interest rates in years. So seriously consider the benefits to owning your business property instead of renting.

Cool Benefits Why Hiring Custom Home Builder Is Best Fit Source

Are you planning to schedule a building in the upcoming months? building requires pre-planning of everything to carry the project smooth and hassle-free. Obviously, who doesn’t love to have a unique and best custom home? Make sure you invest in the right Custom Builder Canberra company to make your home building worthy and durable. Buying a readymade home is the common thing that every single person does nowadays but building the dream home from scratch is an art and a custom home building project gives stunning results. A unique home attracts the best buyer for your home if you wish to sell the house in the future. The returns a great resale value as compared to normal homes.

Keep Reading The Blog To Know The Cool Benefits Of Hiring A Custom Builder!
1) Creating stunning home designs

The reputed home builder will always come with a portfolio and other custom designs that will help you to pick the best designs for your home building project. Some homeowners might not have an idea from where to start the custom home building project but with the experienced, it will be easy to choose the design that fits best similar to your dream home. Also, it offers the opportunities to modify the plan flexibly according to the project changes.

2) No compromise with the home building

With the right company, you don’t have to compromise on anything. You can easily edit and modify the plan and designs with the ongoing project. So, with a custom home builder, you will have the complete right and freedom to change the designs and other features anytime. So, it reduces a lot of stress and other things because custom builder mainly handles everything related to a project and doesn’t process further without your permission.

3) Cost-effective service

Custom home building is cheaper as compared to paying the price for the readymade house. In custom building, you only pay for the service you use. It depends on individual choice because some people just want to have a classy home without any luxurious designs and facilities. So, with custom home building, you can plan your construction project however you want. You can get a separate estimate of the total price of the home building project.

4) Offers flexible financing options

By hiring custom home builders, you can have flexible payment options and as a buyer, you can easily negotiate the price with a comfortable mortgage rate. Many custom home builders offer season offers and cash incentives to attract buyers and go for home construction. It might have a larger down payment but you can easily maintain to negotiate the best reliable price according to your home building project.

Winding-up: Above are just some benefits of hiring a custom home builder, according to the seasonal offer and the company you hire, you can still have the benefit of various other things. Choose the Custom Builder Canberra that understands your requirement clearly and make the dream home project come true.

Organic Beauty Products and Services

Purchasing organic beauty products and services is one more thing you can do to help reduce your footprint on the planet.

What Does Organic Mean?

Beauty products and services that call themselves “organic” must meet certain specifications. The word organic has a very specific meaning within the consumer market. Organic products must contain a minimum of 70 percent organic ingredients – ingredients grown and processed without pesticides, herbicides, and insecticides. Products must also be certified as “organic” by an independent organization. Some of the organizations that certify organic products are the USDA, EcoCert, and the Soil Association.

Sephora Organic Beauty Products And Services

Fortunately, organic cosmetics, hair products and beauty services are easy to find when you visit the cosmetics counter at the mall. The nvey eco brand, by Sephora, is certified by the Australian government and the Organic Food Chain. These products are cruelty free – an important certification for vegetarians, vegans, and animal rights activists.

The brand offers foundation, eyeliner, lipstick, eye shadow, and other products. You can make up your entire face with natural and organic beauty products. Services like organic massage and facials are possible with Juice Beauty, offering juice-based cleansers, moisturizers, masks and serums.

Assessing Organic Beauty Products And Services

Not all organic products are alike. When assessing which brand to buy, consider what the main ingredient is, and where it comes from. Consider where the product was packaged and how much oil and hydroelectric energy was consumed to bring it from its natural state to the cosmetics counter.

Buy products only from a company that refrains from testing on animals, not only for this product, but for its entire product line. Try to find out whether the natural substances in your organic beauty products are made of genetically modified organisms, or GMOs.

Natural Products

There is a difference between natural beauty products and organic beauty products. Natural products come from unprocessed sources, or sources processed with other natural products. Preservatives are usually necessary in these products to extend their shelf life. Using pump tubes and squeeze tubes minimizes the likelihood of product going bad before you can use it all up.

Home Beauty Products And Remedies

One of the most tried and true home beauty remedies is an oatmeal mask to refresh and exfoliate the facial skin. Use any kind of oatmeal and mix with water to form a paste. Leave it on your face until fully dried, then rinse vigorously with warm water.